• Private clients
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• Eta bankas

Eta bankas

The Internet banking system Eta bankas will help you to handle your accounts with Ūkio bankas in a safe and convenient manner.
With internet connection you will have a 24-hour access to information a the balances of your bank and card accounts, monitor the transfer of money from your account and perform all kinds of bank transactions and use the system of online trading in securities.

What are the benefits of Eta bankas?

• Fast – you do not have to go to the bank and queue up, your settlements are accomplished within minutes.
• Cheap – Eta bankas system is free of charge and most of transaction fees are lower compared to the service fees in Ūkio bankas branches or units.
• Safe – Eta bankas software complies with extremely stringent safety standards of electronic banking

What can I do with Eta bankas?

• Check the balances of your bank and card accounts;
• Monitor your bank transactions;
• Pay utility and other bills;
• Manage your funds in several accounts: transfer money from your bank account to payment cards accounts and vice versa as you may need;
• Perform local and international money transfers (in litas and foreign currency);
• Declare your income to the State Tax Inspectorate;
• Fill in an a direct debit application;
• Fill in applications to issue Maestro and MasterCard payment cards;
• Make a list of standing orders;
• Place a time or savings deposit;
• Trade in securities;
• Buy and sell currency;
• Advice the Bank to send you statements of accounts, information on account balances, last five debit or credit transactions, warnings of account balances getting down to the specified limit by e-mail or SMS;
• Watch foreign the exchange rates announced by the Bank of Lithuania and the current commercial foreign exchange rates of Ūkio bankas.

How to become an Eta bankas user?

If you have a bank account with Ūkio bankas and are willing to become an Eta bankas user, you have to draw up an Internet Banking Services Agreement. You may do this in any Ūkio bankas Branch or Client Service Unit.Bring along your passport or ID card.
If you do not have an account with Ūkio bankas you will have one opened for you. After signing the Internet Banking Services Agreement you will receive the following authentication tools:

• User name – a permanent name specified in Appendix 1 to your Internet Banking Services Agreement. The user name is used to identify the user in the system.
• A password which you may choose to change any time.
• A PIN list card – a plastic card with printed PIN codes. PIN codes are used for connection to Eta bankas.
• A TAN list – a unique set of TAN (Transaction Authorization Number). TAN codes in Eta bankas are used for signing documents; it is the equivalent of an electronic signature. The TAN code may be used only once and becomes invalid after entering. After all TAN codes from the list have been used the client is issued a new list.

Instead of PIN and TAN password cards you can acquire an electronic digipass or, if you do not want to have any of them, you can use a mobile electronic signature, RC USB key or personal identity card.

Eta bankas safety

How to protect the log-in data?

• Remain vigilant! Ūkio bankas never sends e-mail messages to the clients asking for their passwords or codes of connecting to Eta bankas. Read more about a popular form of data theft (the so-called Phishing) on www.esaugumas.lt (in Lithuanian).
• Protect your data! Be sure that your data of connecting to Eta bankas do not become known to unauthorised persons. If you have a suspicion that your data of connecting to Eta bankas have become known to unauthorised persons, immediately change the password of connecting to Eta bankas.
• Verify the Security Certificate! Connection between the Bank and your Internet browser is secured with the certification company VeriSign Inc. certificate confirming that you are browsing the Bank's website. After opening the window where you enter the password and PIN codes of connecting to Eta bankas always check whether the website is secured with the security certificate: the right bottom corner of your browser or the right side of the field where you enter the desired website's address must always display the symbol – if the symbol is present, the website you browse is secured.

Why is Eta bankas software safe?

Ūkio bankas inter-bank settlement system uses the industry leader's RSA Security solutions granting the security of electronic payment. RSA Security is the best and most reliable developer of electronic safety tools in the world. Algorithms developed by RSA Security are the classics of information safety and serve as a basis for many well-known safety tools.

Eta bankas security is ensured by IBM hardware. Information is encrypted using the standard data security protocol SSL 3.0 acknowledged by most financial institutions. We hold a certificate from International Electronic Signature Certification Centre VeriSign Inc. confirming that data is sent via the internet with 128-bit encryption.

How does Eta bankas "recognize" the users?

Several authentication tools are used to ensure that only you and persons authorized by you register to Eta bankas and perform transactions. During the signing of the agreement you personally receive:

• A user name – a permanent name specified in Appendix 1 to your Internet Banking Services Agreement. User name is used to identify the user in the system.
• A password which you may choose to change any time.
• A PIN list card – a plastic card with printed PIN codes. PIN codes are used for connection to Eta bankas.
• TAN list – a unique set of TAN (Transaction Authorization Number). TAN codes in Eta bankas are used for signing documents; it is an equivalent of electronic signature. TAN may be used only once and becomes invalid after entering. After all TAN codes from the list have been used the client is issued a new list.

Instead of PIN and TAN password cards you can acquire an electronic digipass or if you do not want to have any of them you can use a mobile electronic signature, RC USB key or Personal identity card.

Should you have more questions on the safety of Eta bankas, please send us an inquiry via the internet. If you have forgotten your connection password, have lost your password card, suspect that you user name or passwords may be misused or have encountered other problems, follow the instructions in Eta bankas User Guidebook.