• Corporate clients
• Saving and investment
• Investment

Investment

To invest free funds is a better opportunity to gain money than having a traditional deposit account. On the other hand, investment requires special knowledge and experience. Ūkio bankas is always ready to offer professional assistance to those who want to invest and therefore you invited to use the investment services of the Bank:

Trade online on Baltic stock markets

Investors can use Ūkio banko system of online trade in financial instruments upon logging in the Bank’s internet banking system Eta bankas.

Why is it worth using the system of online trade in financial instruments?

Trading via the financial instruments system – a commission fee is a mere 0.12 percent (the minimum fee EUR 1.5 / LVL 2/ EUR 3).

Investor options and benefits:

• trading in securities on Lithuania’s, Latvia’s and Estonia’s stock exchanges in real time;
• observing data during continuous trading;
• submitting, changing and cancelling orders 24 hours a day 7 days a week;
• creating a list of observed shares and altering it according to own needs;
• viewing information about the advancers and decliners as well as about the systemised information on all deals performed by intermediaries of public trading in real time and observing the activity of market participants with the data of the transaction initiator;
• viewing the total share demand and offer on each price level;
• receiving latest notices of the Baltic stock market, values of the main foreign country share indices and their changes;
• reading daily and weekly overviews of Baltic stock markets as well as weekly overviews of global stock markets prepared by the Financial Brokerage Department;
• making use of a detailed statement of the financial instruments portfolio and analysing own investment history and viewing the status of submitted orders and executed deals;
• placing orders to buy, sell, swap investment fund units offered by the Bank and viewing changes in the funds value.

Invest in Lithuanian and foreign shares, bonds, investment funds

Ūkio bankas brokers will help you to acquire the desired financial instruments from nearly all markets of the world. Upon selecting Ūkio bankas as your financial broker you will be able acquire financial instruments offered on Lithuanian and foreign markets: shares , bonds, Government securities, and investment fundes traded on stock exchanges or managed by fund managers. An experienced team of Bank’s specialists will ensure execution of your orders under the best conditions.

Invest in Ūkio bankas investment funds

Buying of Ūkio bankas investment fund units will ensure an efficient and professional management of your investment.

Conclude a repurchase transaction (REPO) and receive a short-term loan

By selling shares or investment fund units owned by you to Ūkio bankas, conclude a repurchase (REPO) transaction and receive a short-term loan.

Conclude a universal unit-linked life insurance agreement

Upon selecting this Bonum Publicum product you will be able to invest insurance premiums in the investment areas offered.

Consult with Ūkio bankas specialists on investment issues

Ūkio bankas Financial Brokerage Department provides the following services:

• intermediates concluding trasnactions in financial instruments;
• manages accounts of financial instruments and funds allotted to financial instruments transactions;
• advices on investment in financial instruments;
• manages clients’ financial instruments portfolios;
• provides a possibility to borrow funds concluding reverse repurchase (repo) transactions.

For more information on investment and trade in financial instruments please contact the employees of the Financial Brokerage Department by telephone at +370 37 301 433 and + 370 37 301 432 or send the inquiry via internet.

What are the first steps to start investment?;

In order to start investing in financial instruments you have to enter into an Agreement on the Provision of Investment Services with Ūkio bankas. You can sign the Agreement at all branches and Client Service Units (CSU) of Ūkio bankas except:

• Vilnius Branch Pylimas CSU (Pylimo g. 41, Vilnius).

Upon coming to sign the agreement, bring along your personal identity document. The agreement may be signed by your proxy whose authorisation should be duly verified by the notary public (you will be asked to show the power of attorney).

After signing the Agreement on the Provision of Investment Services the following accounts will be opened for you:

• financial instruments account for accounting your financial instruments;
• monetary account for settling financial instruments transactions.

If you are wishing to start investing financial instruments online via Ūkio bankas system of trade in financial instruments, apart from the Agreement on the Provision of Investment Services, you will have to enter into an Agreement on the Provision of Internet Services.

How to submit orders to buy or sell financial instruments?

• You can submit orders to buy or sell financial instruments if you have a sufficient balance of funds (for buying) or financial instruments (for selling) in your account.
• You may instruct a broker in person, through your proxy or use other agreed methods of giving order.
• The order to sell financial instruments of joint community property may be presented only together with your spouse, unless you hold a power of attorney signed by your spouse.
• The accepted order is entered into the system for processing. You will receive further information about the execution of your order.

How is trade in financial instruments carried out?

• Trade in financial instruments is carried out on stock exchanges. Stock exchanges create conditions for investors to invest their savings and earn, while for companies and other issuers – to receive funds for business development. Trade on stock exchanges is carried out through electronic trade systems via specialised bank divisions or financial broker’s firms.
• Ūkio bankas transfers orders to Vilnius, Riga and Tallinn stock exchanges directly without the aid of intermediaries. In case of request to acquire financial instruments offered on foreign stock exchanges, the Bank executes orders via its partners having direct access to particular foreign stock exchanges. The Bank processes orders regarding financial instruments in the following locations: