• Corporate clients
• Payment cards
• Debit cards
• Ūkio banko lizingas MasterCard

Ūkio banko lizingas MasterCard

Ūkio banko lizingas MasterCard card is a convenient and modern tool to buy goods or services under a hire purchase scheme. With this card you will enjoy all advantages of a credit MasterCard card and be able to conveniently use a credit granted to you.

Basic fees and conditions:

Card account currency	LTL
Card issue fee	free
Annual card service fee	free
Credit limit	a minimum of LTL 1,000, a maximum of LTL 10,000
Credit repayment scheme	3 years only interest may be paid giving you the right to choose the amount of the principal to be repaid and the repayment term
Interest on credit	19.99 percent
Required net income to obtain a card with the minimum credit limit	LTL 800
The card is issued only to resident private persons
All fees of Ūkio banko lizingas MasterCard

What else is special about Ūkio banko lizingas MasterCard?

• With this card you can make hire purchases through Ūkio banko lizingas without any additional agreements;
• With this payment card you will be eligible for the Discount programme and will save up to 20 per cent on goods and services throughout Lithuania;
• Ūkio banko lizingas MasterCard cardholders will enjoy special MasterCard offers.

How to get the card?

YMasterCard cards are issued in Ūkio bankas branch office or unit:

• Fill in the Application for Ūkio banko lizingas card;
• Please bring along the following documents:
  • identification document,
  • a social insurance certificate and a certificate from your employer about the income received within 3 recent months if the desired credit limit and consolidated liabilities to Ūkio bankas and Ūkio banko lizingas are bigger than LTL 10,000;
• Submit the completed Application and applicable documents to Ūkio banko lizingas or the Bank's officer who will inform you when to collect the card and what amount of the credit limit will be extended to you.

What is the credit limit repayment procedure?

• Instalments of the chosen amount are payable for the used credit limit in the card account on a monthly basis.
• Instalments shall be transferred or deposited in cash to your card account.
• Subject to the credit limit the monthly instalments are as follows:

Credit limit, LTL	Monthly instalment, LTL
1 000	from 17
2 000	from 34
3 000	from 50
4 000	from 67
5 000	from 84
6 000	from 100
7 000	from 117
8 000	from 134
9 000	from 150
10 000	from 167

• If you want to buy an item whose value exceeds the credit limit granted to you, you may transfer the deficient amount to Ūkio banko lizingas MasterCard account or deposit it in cash.
• Details about the replenishment of Ūkio banko lizingas MasterCard account are available here.

For further particulars about Ūkio banko lizingas MasterCard you are welcome to contact the nearest Ūkio bankas branch office or unit, or send us your enquiry via the internet.