• Corporate clients
• Payment cards

Payment cards

Debit cards are meant for your daily needs:

What are the benefits of a debit card?

• Low card issue and service fees.
• Debit cards are safe: they do not allow you to spend more money than you have in your card account.
• An especially wide card service network.
• You will be eligible for the Discount programme and will save money on goods and services all over Lithuania.
• Other members of your company may also use the card – you simply have to submit an application for a supplementary card to the bank.
• You may change card’s limits of payment for goods and services, cash expenses, block and activate the card any time using online banking system Eta bankas.

Credit cards are a convenient way of borrowing:

Credit card will be useful for you:

• if you have unexpected expenses during a business trip abroad;
• if you have to pay in places where debit cards are not accepted, e. g. on board the plane, train or ship – where a direct connection with the bank is absent;
• if you want to pay by phone, rent a car, book a hotel or pay for your trip.

If your card is lost or stolen

call +370 5 233 11 99 any time 24 hours a day and your card will be blocked. While on a trip abroad, MasterCard cardholders can also call the following telephone number from anywhere in the world: +1 636 722 7111.

Daily Transaction Limits

Standard daily transaction limits for payment cards are set for 24-hour-period and are applicable to one card:

	Payment for goods and services	Cash withdrawals
Maestro Business/Visa Business Electron	Unlimited amount 10 transactions	LTL 10,000 5 transactions
MasterCard Business	LTL 15,000 10 transactions	LTL 10,000 5 transactions
Visa Business Gold	LTL 20,000 10 transactions	LTL 10,000 5 transactions

Daily transaction limits are not applied for payments from payment card accounts via Eta bankas.

Daily transaction limits may be increased or reduced at your request.

Travel financial loss insurance

What is it?

Upon acquiring Ūkio bankas MasterCard Business or Visa Business Gold payment card, you and three family members travelling with you will be covered by free of charge travel financial loss insurance until the card's expiry. The coverage is also applicable for skiing and diving.

Insured risks and insurance amounts for one year:

	MasterCard Business	Visa Business Gold
Medical expense insurance	EUR 50,000	EUR 70,000
Accident insurance Including: - death - disability - injury	LTL 50,000 LTL 20,000 LTL 15,000 LTL 15,000	LTL 60,000 LTL 20,000 LTL 20,000 LTL 20,000
Travel delay insurance	LTL 2,000	LTL 3,000
Lost baggage	LTL 2,000	LTL 3,000
Delayed baggage	-	LTL 1,000

What should be done in the case of an insured event?

Should an insured event occur, upon return home report the event to the insurance company UAB DK PZU Lietuva and submit the required documents within 30 calendar days.

Information may be provided:

UAB DK PZU Lietuva, short telephone number 19019
For calls from abroad +370 52 364 279 (work days from 8 a.m. to 5 p.m.)
E-mail: zalos@pzu.lt.

INTER PARTNER ASSISTANCE POLSKA S. A. (24 val. per parą in English, Russian and Polish languagues)
Tel. + 48 22 575 9333; faks. + 48 22 575 9652
El. paštas: pzult@ipa.com.pl

For more detailed information on what should be done in the case of an insured event refer to:

form
• Special Terms and Conditions of Travel Financial Loss Insurance (in Lithuanian)
• Guide to the Insured (in Lithuanian)
• Rules of Travel Financial Loss Insurance
• Application for insurance payment

For more information visit www.pzu.lt